President's Message

Good evening everyone and thank you for attending the 2017 Annual General Meeting. My name is Kamla Ramoutar, and I am very pleased to represent you, the members of Toronto Chapter of the Credit Institute of Canada.

We are a strong and active Chapter, and as the largest in Canada - it takes a lot of dedication and hard work from our many volunteers for it to be successful.

2016 – 2017 was once again a busy year for the Toronto Chapter.

We strive to put on events that highlight the value of our membership. This year was no exception.

The membership committee continued with our popular networking nights. These evenings provide the membership opportunities to connect with other members and learn something at the same time.

Our golf committee put on a fantastic event in September, and Mother Nature cooperated once again. Hopefully you can join us this year, as this is always a fun day of golf, followed by an excellent dinner, and you never know what prize you might walk away with – there are always great ones.

Unfortunately, there weren’t any seminars planned this past year but the committee has been working hard to come up with great ideas for an upcoming seminar in the coming months. As always, the seminars are for you the members, please let us know about topics you are interested in.

One event that we do not do a committee report for and is a highlight of the year for me is our Annual Graduation Ceremony. This is always held the second Saturday in November, at the Old Mill in Toronto. This evening is our time to honour our new Certified Credit Professionals, our Credit Specialist, award winners and new life members. Over the years of attending this evening I have watched it evolve into a wonderful family celebration, as graduates come with their, husbands, wives, children and parents. It is great to see the support, and we all know it takes a lot of support from those close to us to earn our CCP designation. I am not sure if everyone knows this, but this year we honoured 33 new CCP’s and 10 Credit Specialists – WOW! This is very encouraging as we see more and more people are recognizing the importance of the designation. If you have not attended the graduation ceremony in a number of years, I encourage you to come out and join us at this special evening.

I encourage all our members – new graduates, current students, and those of you who have been members for a number of years to take an active interest in the chapter. If you would like to join the board; or have suggestions or ideas relating to chapter activities, feel free to reach out to any board member. All contact information can be found on the Toronto Chapter web site. ( The Toronto Chapter also has a LinkedIn group we encourage you to join, where you can stay connected on a professional platform.

I would like to take this time and thank a few people.

Sandra Strangemore our photographer, all the pictures posted on our website were taken by Sandra – thank you for doing such a great job of capturing our events.

To the Toronto Chapter volunteers, executive committee, board members, committee chairs. This chapter could not accomplish the things it does without you. Thank you.

To the Toronto Chapter members, your support and representation helps to make the Credit Community stronger. Thank you.


Kamla Ramoutar, CCP
President, Credit Institute of Canada Toronto Chapter